Thursday, September 3, 2020

The Pros of Technological Devices for Education - EssaySupply.com

The Pros of Technological Devices for Education The Pros of Technological Devices for Education The PC was maybe the one gadget that changed study hall training in the twentieth century. As the utilization PCs kept on growing and keeps on extending today, we keep on finding new and energizing approaches to convey instructive programming through a stage that both draws in and energizes understudies at all levels. Consider all that is presently finished with PCs in run of the mill instructive situations: PC helped guidance permits understudies to get immediate guidance in connecting with ways and to rehearse abilities utilizing downloaded or â€Å"in the cloud† programming. Whole educational programs are currently accessible online for understudies to take part in realizing when they are not truly present in a study hall. This is accessible for understudies who are â€Å"home-schooled,† for understudies in elective projects in which they complete coursework totally on the web, and for understudies who wish to finish school coursework on adaptable timetables that they need due to work or different commitments. Understudies use PC’s, PCs, and tablets to direct research for reports, expositions and papers PCs have empowered an assortment of instructive conveyance alternatives, with the conspicuous advantage being to the understudy who doesn't or can't work in a standard study hall condition. Other Technological Devices That Have Impact We typically consider innovation just those things identified with PCs. Notwithstanding, there are different gadgets that either work with PCs or are independent items that have improved instructive conveyance frameworks: No more seasoned instructor will ever express that s/he misses the old copying machine, with its purple ink and undesirable smell. The copier has supplanted the entirety of that repulsiveness and gives clear duplicates that educators may use in countless manners. Printers. These gadgets are turning out to be progressively advanced each year, yet the possibility that one can telephone, fax, make duplicates, and print out what has been composed into a PC, was only unfathomable when printers were new available Intelligent whiteboards. At the point when pictures are anticipated on such a board, understudies may draw, compose or control the pictures themselves †an incredible educating apparatus. Computerized Projectors. Mounted on the roof and associated with a PC, these helpful little gadgets can extend anything from a PC screen legitimately onto a huge whiteboard or other surface. The Pros of Technological Devices for Education of Handicapped Students Understudies with extreme physical incapacities were customarily instructed at home or in specific situations, separated from the standard of study halls in which ordinary instructive understudies were educated. On account of new assistive innovation, be that as it may, these understudies would now be able to take an interest in standard study halls, and their lives have been altogether improved. Here are only a couple of gadgets now accessible to crippled understudy: Mechanized wheel seats and step lifts permit wheelchair-bound understudies full access to the school physical condition. Specific consoles and mice for understudies with engine control challenges are presently being used in each state funded school in the nation Understudies who can't utilize their hands for any fine engine abilities currently have computerized transcription gadgets that will consequently type what they state. Thus, a paraplegic understudy need just state, â€Å"Write my article for me,† direct that exposition and watch as it unfurls on the PC screen, total with appropriate language structure and spelling. For the outwardly weakened understudy, sound course books are accessible straightforwardly from the distributers and can be gotten to anytime. PCs can extend augmented content onto white sheets for far simpler perusing. Innovation has propelled training in magnificent manners. Understudies whose taking in styles strayed from the conventional instructive conveyance structure currently have those learning styles honorable; kids, teenagers and grown-ups who need elective learning situations can be obliged; understudies were physical inabilities can take an interest in an ordinary learning condition. What's more, as quickly as advances keep on being make, instructive conveyance will just show signs of improvement.

Saturday, August 22, 2020

Organizational Analysis on the Army Essay Example | Topics and Well Written Essays - 2000 words

Hierarchical Analysis on the Army - Essay Example This article will look at the hierarchical structures of the United States armed force and inspect how these structures have affected the army’s execution both in the moves it has made to help keep up America’s opportunity and the opportunity of residents around the globe. The Army, the land-based part of the American equipped administrations, follows its causes back to the Continental Army that was established by George Washington in the prior years America won its opportunity from the British. Subsequent to battling as a gathering in the War of 1812, the Army spent numerous decades assisting with opening up the West for American pioneers and battling clashes with Natives. The greatest emergency throughout the entire existence of the Army was presumably the American common war which saw sibling betray sibling and gigantic misfortunes on both the Confederate and Union side. A large number of the best officers in the Army, similar to Robert E. Lee battled on the Confederate side, and after the war a great deal of work was required to fix the crack inside the Army between the North and South. The Army had huge victories, battling valiantly, in the first and second universal wars, and turning into the most impressive armed force on the planet following th is subsequent clash. It had the option to battle triumphant wars on two fronts. With the innovation of the nuclear bomb, American military powers were best in class and the Army was increasingly amazing. During the virus war the Army sent on what were called policing missionsâ€like Korea in the mid 1950sâ€before the following enormous organization in the Vietnam War of the 1960s and 70s. This was a troublesome war: the Army experienced difficulty adjusting to the Viet Cong’s guerrilla tactics.1 The fact of the matter was the Army’s association was not adaptable, was excessively antiquated to battle these sorts of non-ordinary clashes. There was additionally a lot of contention between the various administrations inside the Armed Forces. These contentions made a lot of issues when attempting to arraign a war in a

Friday, August 21, 2020

Psychotherapy Essay Example

Psychotherapy Essay Psychotherapy Research: Logotherapy Jonathan Guillen Langara College Abstract This paper is proposed to portray and give instances of logotherapy and where it originated from. Logotherapy was created by Viktor Frankl and is utilized to assist customers with seeing their own life and attempt to discover importance for it. The procedure of logotherapy depends on the possibility that our essential inspiration to life is to discover meaning. This Unique type of treatment utilizes significance like no other treatment has. It has gotten commonly constructive analysis is still being used today to assist individuals with managing tension issue. LOGOTHERAPY The term â€Å"Logotherapy,† which is established by Viktor Frankl, is gotten from the Greek word, â€Å"logos†, which implies â€Å"meaning†. The word â€Å"therapy† manages the treatment for disarranges. Frankl’s idea depends on the possibility that our essential inspiration in life is to locate a significance throughout everyday life. Logotherapy was first distributed in 1938 Viktor Frankl and Logotherapy. During his initial young years, Frankl got keen on brain research and despite the fact that he was in secondary school he additionally went to school brain research classes. He got keen on Sigmund Freud’s work and sent an article to him, titled â€Å"Internationale Zeitschrift hide Psycholanalyse† to which he acknowledged. Be that as it may, when it was distributed, Frankle was currently impacted by Adler’s work. At 17, Frankl addressed at his school and talked about a theme on the importance of life. We will compose a custom article test on Psychotherapy explicitly for you for just $16.38 $13.9/page Request now We will compose a custom article test on Psychotherapy explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom article test on Psychotherapy explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer His two central matters were that â€Å"life doesn't respond to our inquiries concerning the importance of life yet rather puts those inquiries on us,† and â€Å"the extreme significance of life is outside the ability to comprehend of our insight, however is something we just can live by, while never having the option to characterize it cognitively† After Adler set up his school of brain research around a similar time the First World War finished, numerous individuals had the existential inquiry of the importance of life, which was obviously what Frankl exploited. In 1930, new ideas and authored new terms, to be specific, Logotherapy. ‘With the ascent of Hitler, Frankl was taken to an inhumane imprisonment. Despite the fact that he was deprived of everything, during this time he figured out how to compose his book Aerztliche Seelsorge, later distributed in English as â€Å"The Doctor and the Soul. †Ã¢â‚¬â„¢ â€Å"The Doctor and the Soul† had Frankl’s speculations. The 3 precepts of Logotherapy were tried in the camps in which he was in. 1. Life has significance under all conditions, even the most hopeless ones. 2. Our principle inspiration for living is our will to discover significance throughout everyday life. 3. We have opportunity to discover significance in what we do, and what we experience, or a least in the stand we take when confronted with a circumstance of unchangeable anguish. After his discharge, Frankl refined and fortified the possibility of Logotherapy. He worked at a clinic where he would rehearse his strategies on patients Assumptions There are a few presumptions in Logotherapy, which like some other type of psychotherapy, can't be demonstrated or disproven with any pardon. The Logotherapy Institute expresses that â€Å"to check whether these suppositions bode well in our lives, we should accept that they are valid. The accompanying rundown is the suspicions of Logotherapy as recorded on the Logotherapy Institute site. 1. â€Å"The individual is a substance comprising of body, brain, and soul. 2. Life has significance under all conditions, even the most hopeless. 3. Individuals have a will to importance. 4. Individuals have opportunity under all conditions to enact the will to discover meaning. 5. Life has an interest quality to which individuals must react if choices are to be significant. 6. The individual is remarkable. â€Å"The first suspicion manages the body (soma), (mind), and soul (noos). As per Frankl, the body and psyche are what we have and the soul is the thing that we are. Supposition two is â€Å"ultimate meaning†. This is hard to get a handle on yet it is something everybody encounters and it speaks to a request in a world with laws that go past human laws. The third supposition that is viewed as our principle inspiration for living and acting. At the point when we see meaning we are prepared for an anguish. This is viewed as not quite the same as our will to accomplish force and delight. Supposition four is that we are allowed to enact our will to discover importance and this should be possible nder any conditions. This arrangements with change of mentalities about unavoidable destiny. Frankl had the option to test the initial four presumptions when he was kept in the inhumane imprisonments. The fifth suspicion, the significance existing apart from everything else, is more reasonable in day by day living than extreme importance. Dissimilar to extreme si gnificance this importance can be found and satisfied. This should be possible by following the estimations of society or by following the voice of our inner voice. The 6th suspicion manages one’s feeling of significance. This is improved by the acknowledgment that we are basic. Key Concepts Frankls approach depends on three ideas: * Freedom of Will * Will to Meaning, * Meaning in Life Freedom of Will According to Logotherapy, we are allowed to settle on choices and we are fit for taking our position towards mental and organic or social conditions. Opportunity is characterized by Logotherapy as the space of forming ones own life inside the restrictions of the given prospects. Our opportunity originates from the otherworldly element of the individual. As otherworldly individuals, we are independent creatures prepared to do effectively forming our lives. The possibility of opportunity of will assumes a significant job in psychotherapy, in that it gives customers space for self-governing activity even despite physical or mental sickness. It will assist them with adapting to their indications and will have the option to assume responsibility for their lives and increase some assurance to take control. Will to Meaning This idea portrays people as endeavoring to accomplish objectives and finding a reason. This is gotten from the possibility that our essential inspiration is to locate an importance throughout everyday life. In the event that we can't understand our Will to Meaning, we offer our existential conversation starters and believe ourselves to be useless and feel a feeling of vacancy. This dissatisfaction of the should have the option to discover meaning and not having the option to could prompt animosity, habit, sadness and conceivable self destruction and could build hypochondriac issue. Logotherapy/Existential Analysis (LTEA) helps customers in seeing and expelling the components that keep them away from seeking after important objectives in their lives. Customers are aided the view of significance possibilities; customers are not offered explicit implications. Rather, they are guided and helped with discovering their own implications and purposes that could be feasible for their own lives, all alone. Which means in Life LTEA depends on the possibility that significance isn't a dream, however a real reachable substance. As per LTEA people attempt their hardest to do the best for themselves and for their environmental factors by finding a significance in each circumstance of every second. The importance possibilities are persistently changing dependent on the present circumstance of an individual. LTEA doesn't advise or offer an importance to customer, however rather, enables the customer to accomplish the capacity to shape their own lives in a significant manner to assist them with finding their own importance in their own lives. Restorative strategies Paradoxical Intention Paradoxical Intention is utilized for those with habitual disarranges and nervousness issue. The thought is to get the customer to uncover themselves deliberately or to want for a circumstance that makes nervousness. This is utilized to break the pattern of a side effect that makes an indication that is dreaded to such an extent that the nervousness rises, and hence, makes that very side effect one dreaded. A famous contextual analysis is the situation of the perspiring specialist: â€Å"A youthful specialist had extreme hydrophobia. At some point, meeting his boss in the city, as he broadened his deliver welcoming, he saw that he was sweating more than expected. Whenever he was in a comparative circumstance he expected to sweat once more, and this expectant tension hastened inordinate perspiring. It was an endless loop †¦ We prompted our patient, if his expectant uneasiness ought to repeat, to determine intentionally to show the individuals whom he defied at the time exactly the amount he could truly perspire. After seven days he came back to report that at whatever point he met any individual who set off his nervousness, he said to himself, I just worked out a liter previously, yet now Im going to spill out at any rate ten liters ! What was the consequence of this confusing goals ? Subsequent to experiencing his fear for a long time, he was rapidly capable, after just a single meeting, to free himself of it for good. (from Pyschotherapy and Existentialism, p 139)† Dereflexion is utilized for those with Sexual scatters and restlessness and furthermore for uneasiness issue. The point of this procedure is to get the customer to get center around something other than what's expected than the issue, probably, something increasingly positive or important. For instance, if the customer can't rest and they make a decent attempt to nod off that it is keeping them wakeful, their musings must be occupied. Socratic exchange/alteration of perspectives Socratic discourse is frequently utilized by logotherapists, they utilize this to enable the customer to know about, in any event, the likelihood to fine the opportunity to discover or potentially satisfy the significance throughout everyday life. Logotherapy and Other Therapies Psychoanalysis In Psychoanalysis Adler and Freud both spotlight on the past issues while Logotherapyâ centers  rather around the futur

Thursday, June 11, 2020

2014 Five-year Top Performing Direct Plans Q3

Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year, five-year and ten-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of September 30, 2014 for Direct-sold 529 plans. Five-year performance ranking (click here for one-year performance table and three-year performance table, and ten-year performance table): Rank State Plan Percentile 1 Alaska University of Alaska College Savings Plan 25.04 Plan Details 2 Alaska T. Rowe Price College Savings Plan 28.17 3 New York New York's 529 College Savings Program -- Direct Plan 28.48 4 Maine NextGen College Investing Plan -- Client Direct Series 31.27 Enroll Now 5 Michigan Michigan Education Savings Program 34.25 Plan Details 6 District of Columbia DC 529 College Savings Program (Direct-sold) 34.57 Enroll Now 7 Maryland College Savings Plans of Maryland -- College Investment Plan 35.23 Plan Details 8 Utah Utah Educational Savings Plan (UESP) 35.38 Plan Details 9 Florida Florida 529 Savings Plan 38.27 Plan Details 10 Louisiana START Saving Program 38.48 Plan Details 11 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 39.63 Enroll Now 12 Pennsylvania Pennsylvania 529 Investment Plan 40.63 Plan Details 13 Colorado Direct Portfolio College Savings Plan 42.18 Enroll Now 14 West Virginia SMART529 WV Direct College Savings Plan 42.29 Plan Details 15 Oklahoma Oklahoma College Savings Plan 42.75 Plan Details 16 Iowa College Savings Iowa 43.67 Enroll Now 17 Nevada The Vanguard 529 Savings Plan 44.11 Plan Details 18 South Dakota CollegeAccess 529 (Direct-sold) 44.34 Plan Details 19 Virginia Virginia529 inVEST 44.88 Enroll Now 20 Illinois Bright Start College Savings Program -- Direct-sold Plan 45.68 Enroll Now 21 Hawaii Hawaii's College Savings Program 45.72 Enroll Now 22 Ohio Ohio CollegeAdvantage 529 Savings Plan 48.42 Enroll Now 23 New Jersey NJBEST 529 College Savings Plan 50.33 24 Minnesota Minnesota College Savings Plan 50.54 Plan Details 25 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 51.66 Plan Details 26 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 51.95 27 Nevada USAA 529 College Savings Plan 52.43 Plan Details 28 Kentucky Kentucky Education Savings Plan Trust 54.60 Plan Details 29 Indiana CollegeChoice 529 Direct Savings Plan 55.05 Enroll Now 30 Vermont Vermont Higher Education Investment Plan 55.51 Plan Details 31 New Mexico The Education Plan's College Savings Program 56.53 Enroll Now 32 North Dakota College SAVE 58.62 Enroll Now 33 Arkansas GIFT College Investing Plan 60.07 Plan Details 34 West Virginia SMART529 Select 60.43 Plan Details 35 Idaho Idaho College Savings Program (IDeal) 61.05 Enroll Now 36 Kansas Schwab 529 College Savings Plan 61.24 Plan Details 37 Connecticut Connecticut Higher Education Trust (CHET) 61.40 Plan Details 38 Massachusetts U.Fund College Investing Plan 61.89 Enroll Now 39 New Hampshire UNIQUE College Investing Plan 62.39 Enroll Now 40 Delaware Delaware College Investment Plan 62.40 Enroll Now 41 Arizona Fidelity Arizona College Savings Plan 62.93 Enroll Now 42 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 66.02 Enroll Now 43 Texas Texas College Savings Plan 69.20 Enroll Now - Alabama CollegeCounts 529 Fund NA Enroll Now - California The ScholarShare College Savings Plan NA Plan Details - Georgia Path2College 529 Plan NA Enroll Now - Mississippi Mississippi Affordable College Savings (MACS) Program NA Plan Details - Montana Montana Family Education Savings Program -- Investment Plan NA Plan Details - Nebraska Nebraska Education Savings Trust - Direct College Savings Plan NA Enroll Now - Nebraska TD Ameritrade 529 College Savings Plan NA Plan Details - Nevada SSgA Upromise 529 Plan NA Plan Details - North Carolina National College Savings Program NA Enroll Now - Oregon Oregon College Savings Plan NA Plan Details - Tennessee TNStars College Savings 529 Program NA Plan Details - Wisconsin Edvest NA Plan Details NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here. Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year, five-year and ten-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of September 30, 2014 for Direct-sold 529 plans. Five-year performance ranking (click here for one-year performance table and three-year performance table, and ten-year performance table): Rank State Plan Percentile 1 Alaska University of Alaska College Savings Plan 25.04 Plan Details 2 Alaska T. Rowe Price College Savings Plan 28.17 3 New York New York's 529 College Savings Program -- Direct Plan 28.48 4 Maine NextGen College Investing Plan -- Client Direct Series 31.27 Enroll Now 5 Michigan Michigan Education Savings Program 34.25 Plan Details 6 District of Columbia DC 529 College Savings Program (Direct-sold) 34.57 Enroll Now 7 Maryland College Savings Plans of Maryland -- College Investment Plan 35.23 Plan Details 8 Utah Utah Educational Savings Plan (UESP) 35.38 Plan Details 9 Florida Florida 529 Savings Plan 38.27 Plan Details 10 Louisiana START Saving Program 38.48 Plan Details 11 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 39.63 Enroll Now 12 Pennsylvania Pennsylvania 529 Investment Plan 40.63 Plan Details 13 Colorado Direct Portfolio College Savings Plan 42.18 Enroll Now 14 West Virginia SMART529 WV Direct College Savings Plan 42.29 Plan Details 15 Oklahoma Oklahoma College Savings Plan 42.75 Plan Details 16 Iowa College Savings Iowa 43.67 Enroll Now 17 Nevada The Vanguard 529 Savings Plan 44.11 Plan Details 18 South Dakota CollegeAccess 529 (Direct-sold) 44.34 Plan Details 19 Virginia Virginia529 inVEST 44.88 Enroll Now 20 Illinois Bright Start College Savings Program -- Direct-sold Plan 45.68 Enroll Now 21 Hawaii Hawaii's College Savings Program 45.72 Enroll Now 22 Ohio Ohio CollegeAdvantage 529 Savings Plan 48.42 Enroll Now 23 New Jersey NJBEST 529 College Savings Plan 50.33 24 Minnesota Minnesota College Savings Plan 50.54 Plan Details 25 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 51.66 Plan Details 26 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 51.95 27 Nevada USAA 529 College Savings Plan 52.43 Plan Details 28 Kentucky Kentucky Education Savings Plan Trust 54.60 Plan Details 29 Indiana CollegeChoice 529 Direct Savings Plan 55.05 Enroll Now 30 Vermont Vermont Higher Education Investment Plan 55.51 Plan Details 31 New Mexico The Education Plan's College Savings Program 56.53 Enroll Now 32 North Dakota College SAVE 58.62 Enroll Now 33 Arkansas GIFT College Investing Plan 60.07 Plan Details 34 West Virginia SMART529 Select 60.43 Plan Details 35 Idaho Idaho College Savings Program (IDeal) 61.05 Enroll Now 36 Kansas Schwab 529 College Savings Plan 61.24 Plan Details 37 Connecticut Connecticut Higher Education Trust (CHET) 61.40 Plan Details 38 Massachusetts U.Fund College Investing Plan 61.89 Enroll Now 39 New Hampshire UNIQUE College Investing Plan 62.39 Enroll Now 40 Delaware Delaware College Investment Plan 62.40 Enroll Now 41 Arizona Fidelity Arizona College Savings Plan 62.93 Enroll Now 42 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 66.02 Enroll Now 43 Texas Texas College Savings Plan 69.20 Enroll Now - Alabama CollegeCounts 529 Fund NA Enroll Now - California The ScholarShare College Savings Plan NA Plan Details - Georgia Path2College 529 Plan NA Enroll Now - Mississippi Mississippi Affordable College Savings (MACS) Program NA Plan Details - Montana Montana Family Education Savings Program -- Investment Plan NA Plan Details - Nebraska Nebraska Education Savings Trust - Direct College Savings Plan NA Enroll Now - Nebraska TD Ameritrade 529 College Savings Plan NA Plan Details - Nevada SSgA Upromise 529 Plan NA Plan Details - North Carolina National College Savings Program NA Enroll Now - Oregon Oregon College Savings Plan NA Plan Details - Tennessee TNStars College Savings 529 Program NA Plan Details - Wisconsin Edvest NA Plan Details NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here.

Sunday, May 17, 2020

Income And Wealth Inequality Essay - 2609 Words

Income and Wealth: Inequality in America What does income and wealth inequality mean? Christopher Ingraham shares his thoughts about what income and wealth mean, â€Å"Income is the amount of money you earn from your work or your investments. But wealth is the amount of stuff you own: your house, your car, savings, retirement accounts, etc.† He goes on to say that wealth is infinite as you can invest a certain amount of money into something that yields a certain percentage on its return. Long story short you will have your initial investment plus the amount from the yield of the investment by the year’s end. Merriam-Webster defines inequality as being â€Å"an unfair situation in which some people have more rights or better opportunities than other people.† Income and wealth inequality in America is steadily on the rise. There are many shared and individual contributing factors as to the increase of the inequality between the two. Immigration, gender, race, technology, education, and ancestry is just a few of the contributing factors into the increase of the inequalities in America. There are many people who immigrate to America each year whether it be by legal or illegal means. Merriam-Webster defines immigrate as the following: â€Å"to enter and usually become established; especially: to come into a country of which one is not a native for permanent residence.† The main reason they immigrate is because they want to live the American dream. The American dream is viewed as homeShow MoreRelatedIncome Inequality And The Distribution Of Wealth And Income1705 Words   |  7 PagesIncome Inequality Income inequality is the extent to which income is distributed unevenly in a country, it measures by what extent is the distribution of income within a country deviating from perfect equality. 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Over the past decades, economic inequality has been rising and at an increasing rate, expanding the gap between the rich and the poor. The direct relationship between inequality and poverty h as shown that while inequality increases, so too does poverty. Increased inequality is harmful for economic growth and its effects also bear social implications. Although there are arguments on the consequences of wealth redistribution and its unintended impact on economic growth, wealth should

Wednesday, May 6, 2020

Essay on Poverty No Simple Solution to this Multi-faceted...

Describe In preparation for this reflection paper, I read the texts by Shipler and Walls, reflected on my life experiences, and then identified the following key themes: individuals who are in poverty are marginalized from mainstream society, poverty is a systemic problem, and the struggle for upward mobility is compacted by lack of education and an inadequate social services system. The families identified in the texts were from varied backgrounds; however, they each experienced the common struggle of poverty. â€Å"The poverty rate in 2006 stood at 12.3%, which represented 36.5 million individuals, or about one out of every eight Americans.† My initial reaction to these texts was one of intrigue at the resiliency of the families as they met†¦show more content†¦My own use of literature and learning about other lifestyles helped me to embrace another way of life in place of the chaotic one I experienced in my youth. My parents were adamant that I pursue higher education, in s pite of their lack of such an accomplishment. Their empowerment and resilience has played a significant role in my pursuit of higher education and middle class socio-economic status. Examine â€Å"The first step is to see the problems, and the first problem is the failure to see the people† (Shipler, 2005, p.11). Shipler and Walls go into great detail to describe the adversity that overwhelms families in poverty. There are limitations to the texts that were read. Shipler writes from the perspective of a journalist and subjectively presented the information about the individuals he followed through a number of interviews. The limitations of his research are based upon information presented by those interviewed and a series of interviews conducted over a limited period of time. Walls wrote from the vantage point of an adult child who overcame childhood poverty experiences. 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Need to build community that meets the needs of the people: more green space, walk-ability, etter access to healthy foods. Coproduction Framework: (Ex epa came into do study of environmental stuff, tried to say north eastern diet.. found out people were fishing in east? river which was deadly.. ) working with communtiy members to identify the problems, work with researchers and analyze data together. Community needs to be connected with these processes ad there imput needs to be taken into account: importance of local knowledge Unnatural Causes (movie) Understand the following terms and concepts covered in Unnatural Causes and be ble to describe their implications for community health: Social determinants of health: income, SES, race/ethnicity, home ownership, power, design of communities (ex: types of food markets, # of fast food around ¤Ã¢â‚¬Å¡Ã‚ ¬:) Latino immigrants arrive have best health outcomes but longer they are here their health declines b/c they have a social networks/ stronger religious communities. We will write a custom essay sample on E study Guide or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Asian immigrants lower incidence of liver disease in immigrants here than in asia. Gradient of health: this is seen in the whitehall study (Marmot): Showed it is not as simple as have and have nots. Inequalities in health follow the trend of your social status- the more money you have, the better your overall health will be. Chronic stress: Stress hormones is Cortisolif causes premature aging of the body, high blood pressure, has a weathering effect and compromises our immune system. Everyone endures stress but where you fall on the social ladder dictates how negatively the stress will affect you. Role of medical care: Our health care system focuses on treatment and not enough on prevention; many problems with access to health care facilities and affordability. of SES, race, and place. The lower your SES level, the worse off your health is. The higher your SES, the better off your health is. Race: Social discrimination DOES effect our biological health. If whites blacks have same income and Jobif blacks will still have poorer health. Place: Where you live has a big impact on your health. Place influencesif your level of physical activity (do you feel safe being physically active outside), what you eat (proximity and access to supermarkets or fast food chains), the air you breathe (how clean is your air/ toxins) Rose Article: Sick Individuals Sick Populations From the Rose reading, be able to differentiate between studying sick individuals (causes of cases) and sick populations (causes of incidence). When studying sick populations, need to study characteristics of the population rather than characteristics of the individual. ex: why is hypertention absent in Kenyan population but present in London) The determinants of incidence are not necessarily the determinants of cases. Explain why widespread exposures make it harder to detect causes of incidence using methods and measures designed to detect causes of cases. Causes of incidence refer to sick populations; causes of disease refer to sick individuals. Individual centered approach looks at relative risk: The risk of exposed individuals relative to the risk of non-exposed individuals. If it is a wide spread exposure, everyone is equally exposed and therefore the uniform exposure cannot be identified as a risk factor. The distribution of cases is then determined by individual susceptibility. The cause of incidence, the wide spread exposure, on a population level is being overlooked. Explain how shifting population distributions of health can make a greater impact han targeting at risk segments of the population: The attempt is to control the determinants of incidence on a population level, so that we can lower the mean level of risk factors.